Privacy Policy

Mintcap Brokers Private Ltd (hereinafter referred as “We” “we” or “Mintcap Brokers” or “FundsMint”) is registered with AMFI as Mutual Fund Distributor (ARN:289109) for the distribution of regular mutual funds. In order to service you, Mintcap Brokers would need to collect information from you. Mintcap Brokers gathers various data points about you i.e the information that can identify you. This data is termed as “Personal Information” and does not include data that is publicly available.

This policy explains the types of information we collect from you, the reasons for collecting it, how it is used, who will receive it, and how we protect it.

By accessing our website/ platform, you agree to the terms and conditions stated in this policy and hereby grant your consent to Mintcap Brokers’ use and disclosure of your Personal Information in accordance with this Privacy Policy.

For the purpose of this Privacy Policy, the term:

“Applicable Laws” shall include the Information Technology Act of 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules of 2011, and the Digital Personal Data Protection Act of 2023, along with any other applicable laws, rules, regulations, orders, notifications, circulars, notices etc for time being in force in India.

“Authorized Partners” shall mean third-party service providers or the vendors typically engaged by Mintcap Brokers to enhance efficiency, scalability, security, customer interactions in the provision of services contemplated in this Policy.

“Personal Information” shall include but not be limited to, information regarding you such as name, telephone number, e-mail address, and any information that can be used to identify you personally.

“Platform” shall mean the internet portal located at URL – www.fundsmint.com and the application “FundsMint”.

“Website” shall mean the URL – www.fundsmint.com

Collection of information:

When you visit out platform without being registered with us, we may gather information such as your IP address, the unique identifier of your device, geographical location, details about your operating system the pages you browse, the time spent on the Platform, browser plugins, system activity, hardware settings, request timestamps, referral URLs, and cookies that may uniquely identify your browser or mobile application. This data is used to better understand how you interact with our Platform and to improve the services we provide.

Once you provide us with your email address and/or phone number, you are a registered user of Mintcap Brokers. The information we collect from you includes, but is not limited to, the following:

Personal Details: Such as your name, contact information (e.g., residential address, date of birth), and identification documents (e.g., identity card, passport, Aadhaar, PAN, Voter ID, driving license), as well as education details, provided by you to access our services.
Transaction and Financial Information: Including transaction history, account balances, payment details, and other relevant data needed to process transfers through various payment channels offered by us.
Financial Data: Such as income, expenses, net worth, and credit history
Images and Videos: Of documents or photos necessary for availing our products or services.
Voice Recordings: Of your conversations with our customer care team, which may be recorded to address your queries or grievances.
Risk Profile and Investment Information: Including details about your investment preferences, beneficiaries, and nominees.
Employment Information: Such as occupation, employer, designation, employment history, salary, and benefits, if applicable, which may be collected for credit evaluations, product assessments, or to comply with legal requirements, including the Prevention of Money Laundering (Maintenance of Records) Rules, 2005.
Specimen Signature/Consent: For processing your instructions through our various payment modes.
System Details**: Including timestamps, IP address, geolocation information related to your interactions with the system, the unique identifier of your device, details about your operating system the pages you browse, the time spent on the platform, browser plugins, system activity, hardware settings, request timestamps, referral URLs, cookies etc
Feedback and Survey Responses: Opinions or feedback you provide us, including responses to surveys.

Usage of Personal information:

Mintcap Brokers uses the information submitted to the Platform for following purposes:

To fulfill its obligations in relation to the services provided;
To manage and operate the website, platform and its business;
To address inquiries and complaints made by you/ others regarding the Platform;
To improve its products and/or services, customise the Platform experience
To maintain the security of the Platform and to detect and prevent unauthorized use or fraudulent activity
To send SMS & email notifications requested by/ relevant to you;
Offer you other products or services that may be of interest to you. (You have the option to opt-out of receiving such communication).
Promotional campaigns, offers, contests, surveys etc; (You have the option to opt-out of receiving such communication).
To perform credit checks, background verification, screenings or due diligence
To fulfill the requirements of applicable laws
To comply with regulatory or legal requirements and conduct audits
For marketing, market research, and User profiling;

Your information may be shared with Group companies, affiliates and authorized partners as part of our general business practices. Group Companies, affiliates, authorized partners are bound by the same standards of data security practices and procedures as Mintcap Brokers.

Protection of Information:

In order to comply with the requirements of Section 43A of the (Indian) Information Technology Act, 2000, Mintcap Brokers has adopted reasonable security practices and procedures and control measures to prevent unauthorized access, use and disclosure while storing and transmission of your information.

Your data is transmitted between your device and our servers using HTTPS protocol for encryption. HTTPS is the technology used to create secure connections for your web browser, and is indicated by a padlock icon in your browser.

Although security measures have been implemented to protect your information, online information exchange, transmission and storage involve inherent security risks. Mintcap Brokers in no way guarantees the safety of your information during such transmissions and storage.

Access to your information

You are entitled to request and receive an accessible copy of all your personal information we have on record. Should you have any queries/ questions regarding the storage, accuracy or security of your information,

please contact us at:

Email: mfund@capmint.com

Address: Plot No 1290, Second Floor, 17th Cross, 5th Main, Sector-7, HSR layout, HSR Layout, Bangalore, Bangalore South, Karnataka, India, 560102

Others

We periodically update this Privacy Policy and may change its terms without prior notice. It is your responsibility to review the policy terms regularly. If you disagree with the terms or any modifications, please discontinue using all Services immediately and contact us at the address provided above.
The Website may include links to third-party websites. When you leave our Website, review the privacy policy of such site, if any. Please note that this Privacy Policy applies only to information collected on our Website.
You have an option to opt out if you do not prefer not to receive non-essential communications, such as promotional emails or updates about new products and services on the Website, or if you do not wish Mintcap Brokers to share their Personal Information with third parties. To opt out, please contact us at mfund@capmint.com
If you wish to remove your Personal Information from our Platform or withdraw previously given consent, they may do so by emailing mfund@capmint.com.